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McCluskey Automotive Blog

What to Expect from Used Car Dealers If Your Credit Isn’t Great

May 25th, 2018 by
Two green signs on top of one another, one says "bad credit" with arrow pointing left, the other says "good credit" with an arrow pointing right

Credit problems can happen to the best of us when life throws surprises our way. Whether financial challenges result from a period of unemployment, illness, or paychecks just not stretching to cover expenses, they can affect your credit for years to come. But you still need a vehicle to keep working, running errands, and living…

Posted in Used Car Dealers

Tips for Used Car Shoppers with Bad Credit at Used Car Dealers

May 18th, 2018 by
Black chalkboard with the words "BAD CREDIT" written on it in white chalk next to a question mark made out of yellow and red blocks

With a few exceptions, most of us need a car to manage our day-to-day lives. Unless you live in a city with great public transportation or can skip the commute, driving is often non-negotiable for getting to work. In turn, getting to work is a requirement for paying the bills, putting food on the table,…

Posted in Used Car Dealers

6 Reasons to Use Buy Here, Pay Here to Purchase Your Next Vehicle

May 11th, 2018 by
A couple is shown shopping at a buy here, pay here car lot.

Is buy here, pay here (BHPH) really the right solution to your vehicular problems? For some people, BHPH financing can be the solution to figuring out how to pay for a vehicle – but is it always the best solution? Here at McCluskey Automotive, we’re pleased to offer our BHPH program and our Guaranteed Credit…

Posted in Buy Here Pay Here

Buy Here, Pay Here Dealerships: Friend or Foe?

May 4th, 2018 by
Hand of a person in a blue shirt shaking hands with a person in a pink shirt

Purchasing a new car can be a stressful endeavor.  Between choosing what car best suits your needs, what dealership you can trust, and how much you can afford to spend, not to mention negotiating for a good rate (if you can even get approved for financing), it can become an overwhelming task. An edmunds.com Car…

Posted in Buy Here Pay Here

5 Reasons Why You Should Buy a Used Chevy Silverado

April 20th, 2018 by
A blue 2020 Chevy Silverado 1500 RST is driving on an empty highway.

Since its introduction over twenty years ago, the Chevy Silverado has consistently been a top-selling truck. It is the perfect combination of power and comfort, its reliability makes it a perennial favorite, and it has a loyal fan base. Initially the high-end trim line of the C/K pickup, the Silverado took over the Chevrolet half-ton…

A Few Things You May Not Know About Buy Here, Pay Here (BHPH) Dealership Options

April 13th, 2018 by
Man in blue shirt looking at chalkboard with gears and words on it

Buy here, pay here (BHPH) is an option that is available through some car dealerships that offer financing options to those with less than perfect credit. The BHPH option provides in-house financing or financing that goes through the dealership rather than a typical financing institution. Because the financing is in-house, buyers who have had difficulty…

Understanding Buy Here, Pay Here Financing

April 6th, 2018 by
Button with the word "RESEARCH" on it as a part of a white keyboard

There are so many ways to own a car these days – you can buy or lease from a dealership, you can buy a car online, you can get a loan from your dealership or from your bank or credit union, or you can pursue Buy Here, Pay Here financing. There’s a very good chance…

Buy A Used Truck with Bad Credit

March 23rd, 2018 by
Woman in a black dress with pink nails cutting a credit card with black scissors

While trucks are some of the coolest vehicles on the market today, many buyers feel that they will never get to experience the joy of owning one because of their poor credit history. After all, trucks aren’t exactly cheap, and many dealerships give customers with less than perfect credit history, a very difficult – if…

Buy Here, Pay Here In-House Financing at McCluskey Automotive

March 9th, 2018 by
Tons of dark and light green dollar signs on a white background

At McCluskey Automotive we are pleased to be a buy here, pay here auto dealership. As a premier dealership serving the tri-state area, we are happy to offer our valued customers the buy here, pay here option when they purchase a vehicle from us. If you have had trouble getting financing for a vehicle we…

The McCluskey Financing Approach

March 2nd, 2018 by
Hands using a calculator on a desk next to a pad of paper, a laptop, and eyeglasses

What’s the best way to keep someone from purchasing the vehicle of their dreams? If you said, “Make the vehicle too expensive to afford,” you’d be right. New cars and trucks are expensive, prohibitively so for the average customer. Therefore, most potential buyers have to go through the process of researching, understanding, and deciding between…

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