The Best Plan for Buying a Car with Bad Credit

April 26th, 2015 by
A smiling man is holding car keys in a black car.

Buying a car with bad credit isn’t the end of the world. Millions of Americans are going through the same situation you are, but are able to find plenty of bad credit car loans available. The hard part about shopping for a car with bad credit is making sure you’re ready to buy a car, and can…

5 Little Known Ways Bad Credit Can Affect Your Life

April 20th, 2015 by

Nobody sets out to damage their credit, however, many people find themselves in this situation for one reason or another. While it may not sound like a big deal, there are many ways bad credit can affect your life. For example, you may find it more difficult to secure a car loan or mortgage. Subsequently,…

New FICO Score Will Account for Utilities Payments and More

April 10th, 2015 by

Are you familiar with your FICO score? While some people stay current with their score, as they understand how this impacts their finances, others never take the time to see where they stand. According to multiple outlets, FICO has already rolled out a new scoring formula. By doing so, it hopes to assist high-risk consumers…

The Pros and Cons of Refinancing a Car Loan

April 3rd, 2015 by
Car keys and a car keychain are sitting on top of a car loan application form.

You’ve likely seen a lot of commercials promising homeowners that they can save hundreds of dollars a month on their mortgage if they just refinance. They get a huge chunk of money back, save money every month and pay off their homes faster. You may wonder if you can do the same thing with your…

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