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McCluskey Automotive Blog

Buy Here Pay Here vs. Bad Credit Car Loans: What’s the Difference?

August 6th, 2015 by
A woman is holding up keys in the vehicle she just bought.

If you have poor credit, then it can feel like life is stacked against you. Oftentimes, however, poor credit can come about due to simple mistakes or even things beyond your control: youthful recklessness with spending, a period of unemployment, lack of opportunities, and even identity theft can all mess up your credit in an…

Understand Your Options when Car-Shopping with Poor Credit

August 6th, 2015 by
A saleswoman is showing a man through a car showroom.

If you have poor credit or little in the way of credit history, then you might be worried that getting a car is impossible for you. In reality, while bad credit can create some complications in getting a car, it definitely doesn’t make it an unattainable goal. You still have options available to you when…

Bad Credit Can be Worse For Your Wallet Than a DUI

August 4th, 2015 by

Your credit score now has an impact on many parts of your life, whether it’s fair or unfair. It makes sense when a bank or landlord uses your score to determine whether you deserve an individual lone, but it makes less sense when it’s being used by a potential employer to determine whether you’d be…

Bad Credit Can be Worse For Your Wallet Than a DUI

August 4th, 2015 by
Bad Credit

Your credit score now has an impact on many parts of your life, whether it’s fair or unfair. It makes sense when a bank or landlord uses your score to determine whether you deserve an individual lone, but it makes less sense when it’s being used by a potential employer to determine whether you’d be…

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Can I Buy a New Car with Bad Credit?

July 22nd, 2015 by

Few things are as exciting, yet often frustrating, as buying a new car. But the experience is all the more daunting if you find yourself struggling to secure car loans for bad credit. If your credit has tanked and you’re stuck with a low credit score, don’t worry. You can still buy a new car with bad credit….

Can I Buy a New Car with Bad Credit?

July 22nd, 2015 by

Few things are as exciting, yet often frustrating, as buying a new car. But the experience is all the more daunting if you find yourself struggling to secure car loans for bad credit. If your credit has tanked and you’re stuck with a low credit score, don’t worry. You can still buy a new car with bad credit….

4 Things To Know About Down Payments

July 8th, 2015 by

You’ve been wanting to buy a new car for a while now.  You’ve been patiently saving and you think you’ve finally enough to put as a down payment on the car you want.  A down payment is always a good idea, but you still have a couple questions about it. How much should a down…

The Pros and Cons of Working with Credit Counselors

July 1st, 2015 by

When you have a bad credit history and score, you have few financial options. Traditional lenders won’t give you the loans you need for things like a home or car, and subprime lenders will try to take advantage of your vulnerable state by charging you exorbitant interest rates and fees. You can get affordable financing…

The Difference Between Hard and Soft Credit Inquiries

June 23rd, 2015 by

Let’s admit it: credit can be confusing. Sure, you can do everything in your power to assure that your credit report is in tip-top shape, but there are still unforeseen factors that end up dooming your cause. For example, have you ever heard of the different between a soft inquiry and hard inquiry? If you…

How to Search a Used Car Lot for the Perfect Vehicle

June 12th, 2015 by

When you arrive at a used car lot your eyes will open wide. From cars to trucks to SUVs, you have hundreds of options. Where will you start? How will you find the vehicle that best suits your style and budget? While you are sure to have many questions on your mind, it makes sense…

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