What Is Buy Here Pay Here

Looking to buy a used vehicle, but not quite sure how different kinds of dealers work? Welcome to McCluskey Automotive, the Tri-State areas premier buy here pay here (BHPH) dealership. So what is buy here pay here? What exactly makes us a buy here pay here dealership? It refers to the method with which we operate. We, rather than outsourcing to lenders, extend credit to purchasers of automobiles.



Let’s say that you have poor credit history? Perhaps you’ve had a hard time since the recession hit, or maybe you got too excited back when you got that first credit card. These are the kinds of things that come back to haunt people when they are looking to get bank loans. We don’t think this should be the case, at all. People should not be turned away from getting their dream car just because of their credit score. If you have a poor credit history, we have got your back! We will set you up with a loan that has the perfect payment plan to work around your schedule and your budget. No matter your credit score, our finance team will work with you to make sure you get the car you want!


Sure, there are other BHPH dealerships out there, but none that can match us in service and selection. Looking for a Chevrolet, or perhaps a Chrysler or a Ford? We have countless models from all the major manufacturers, and we will go to work for you to make sure that you drive off the lot in the best vehicle for you. If you have any questions about how BHPH works at McCluskey, or would like to set up a test drive, we have made that quite easy for you. Simply fill out the form on this page, and once you hit submit, you will have an experienced and knowledgeable member of our staff going to work for you. Don’t let poor credit history keep you from getting into the car that you deserve!